Taming your money

The financial issue is always worried about everyone. Their presence determines the range of human capabilities and the lack of difficult life. How to keep them, how to treat them and how to increase their financial situation? Money have their soul. Working on this subject, the journalist spoke to the competent people in this area. And if you want to know, even visited the well-known and respected in the capital of psychics. If you believe in mysticism, it turns out that money has its egregore (energy) and the soul. A person who treats them contemptuously, and easily rolls down the drain, never to live in financial abundance.

Personal finance tips

All people - are completely different. We all have different lives, different interests and different professions. However, there are universal things that people face every day, and for each knowledge in this area are needed. I'm talking about the field of personal finances, which is involved in each. Whatever people involved, whatever the profession and its main area of ​​interest, personal finance is still there for each and, therefore, competent management of personal finances - it's a problem that faces everyone.

The biggest lottery prize - $640 millions

The biggest lottery jackpot in history at a rate of $ 640 million drawn in the U.S., according to the Associated Press on Saturday.

The owner of the ticket lottery lucky Mega Millions with the numbers 2-4-23-38-46 get dizzy prize: $ 640 million - is unprecedented in size to the sum of the history of American lotteries, according to the official website of the organizers.

Most profitable professions

In order to be able to live quite well on one salary, you should think twice before choosing a profession. The representatives of different professions have different wages and envy in the society. Do not be afraid to learn again and discover something new and it does not matter how many years you have already.

Mortgage in UK

English law does not affect the acquisition of real estate by foreigners. Non-residents have the same rights as the British themselves. Moreover, foreign buyers are exempt from inheritance tax and capital gains, which is for local residents is 40%. The size of the mortgage loan to residents who buy real estate in England, can reach up to 85% of the total project cost.

Non-residents can go and see from abroad in the possession of the ordinary visitor's visa. The fact is that, unlike other European countries, the availability of real estate in the property does not give foreigners the right to receive any British citizenship or the registration of permanent residence.

Saving money in offshore

If you are running a small scale business may be you are thinking offshore is not for you it is only for big corporations. The reality is everyone can get benefits from offshore even if you are self employed or work on permanent job. You can create a saving offshore account for your salary payments, so no more tax on dividends. This is the smallest thing offshore can offer you. Plenty of people spends hours, days, pay to lawyers to fill complicated tax declarations and loose their money and time. If you have an offshore bank account or company, you can spend your time and money on what you really enjoy like playing tennis or golf.

Avoiding taxes in UK legally

If you are hard working british citizen earning about 40000£ per year you pay in income tax 10437£ per year. Four month a year you work only for paying income tax and national insurance. Just imagine you can leave this money with you legally. What you prefer a new car, refurbish your house, paying your mortgage or get rid of your debt. You deserve that ,you work hard for that.

Mortgage in Europe

The average fixed rate for mortgage loans in the EU are 3.2% -6% per annum, loan term - 30 years, the amount of credit - 60% - 80% of the value of the acquired property.

According to experts, the easiest to get a loan in the UK, Germany, Spain, Cyprus, France and Israel. Prices varies for each country, for example, a small apartment (38 m2) in Germany can be bought for 14 thousand euros, a villa in Turkey (270 m2) - over 58 thousand euros.

Mortgage in USA

The average cost of a mortgage loan in the U.S. depends on a variety of conditions approximately 3.2-7% per annum. If a resident of another country decides to issue the loan, such as UK, because of the pop-risk rate can be increased by 1-2%. There are two types of rates: floating (subject to change every few years) and fixed (installed for the duration of payments). Loans at floating rates are cheaper, but riskier than fixed. The average size of occupied facilities is 150 thousand dollars.

Money saving tips

There is no absolute reliability in finances - most people make money and soon loses them, because they have not learned to save money.

Most makes and loses money. Why is this happening? Is it because they learned to make money and have not learned to keep them?

Studies show that in the West and the United States out of 100 businesses, only four have become rich and keep their money.

But if you follow some rules to keep money you will have a great chance to save and increase your money many times.